Loan calculator
Monthly payment, total & overpay
Estimate a loan’s monthly annuity payment, the total you will pay back and the overpayment, from the amount, annual rate and term. Compare offers before you sign — all calculated locally.
How it works
- Open the tool and add your file (or paste your text).
- Adjust the options — everything previews instantly.
- Download the result. Done.
Private by design
This tool runs 100% in your browser. Your files are never uploaded to a server, never stored, and never seen by anyone — close the tab and nothing remains.
Free, no limits
No account, no watermarks, no daily caps. If you also need full design tools, the Ijodly editor is one click away.
Frequently asked questions
Is Loan calculator free to use?
Yes — Loan calculator is completely free. There is no account to create, no watermark on your results and no daily limits.
Are my files uploaded when I use Loan calculator?
No. Loan calculator runs entirely in your browser. Your files never leave your device and nothing is stored on a server — close the tab and nothing remains.
Do I need to install anything or sign up?
Neither. Open the page, use Loan calculator straight away and download your result. No install, no signup.